Public notices for Thursday, Dec. 3, 2020

NOTICE OF SUBSTITUTE TRUSTEE SALE
Default having been made in the terms, conditions, and payments provided in a certain Deed of Trust dated June 15, 2000, executed by Robert Cloyd and Lisa Cloyd, husband and wife, to Marsha Fogle as Trustee for the benefit of Associates Home Equity Loan Corporation, of record in Book RB101, Page 398, in the Register’s Office for White County, Tennessee, conveying certain real property therein described, and Edward D. Russell of The SR Law Group, having been appointed as Substitute Trustee of record in Book RB467, Page 541, Register's Office for White County, Tennessee;

WHEREAS, the said Deed of Trust was last assigned to U.S. BANK TRUST NATIONAL ASSOCIATION, AS TRUSTEE OF THE BUGALOW SERIES III TRUST (“Holder”), by SN Servicing Corporation, its attorney in fact, the entire indebtedness having been declared due and payable and Holder having requested foreclosure proceedings to be instituted; and as provided in said Deed of Trust, Edward D. Russell of The SR Law Group will by virtue of the power and authority vested as Substitute Trustee, on Tuesday, December 22, 2020 on or about 2:00 p.m. local time, at the east door, White County Courthouse, 1 East Bockman Way, Sparta, Tennessee, sell to the highest bidder for cash, free from the equity of redemption, homestead, and dower, and all other exemptions which are expressly waived, and subject to any unpaid taxes, if any, the following described property as follows, to wit:

Being Lot No. 7 in the Findaly Subdivision, as shown by plat of record in Plat Book No. 1, page 147, in the Register’s Office for White County, Tennessee.

Being the same property conveyed to Robert and Lisa Cloyd from Carl Sims Enterprises, Inc. recorded on June 3, 1997 in Book RB30, Page 431, White County, Tennessee Register of Deeds.

Map & Parcel No. 040K-B-007.00

Common Address: 226 Findlay Subdivision Road, Sparta, TN 38583

THE SALE OF THE SUBJECT PROPERTY IS WITHOUT WARRANTY OF ANY KIND AND IS FURTHER SUBJECT TO THE RIGHT OF ANY TENANT(S) OR OTHER PARTIES OR ENTITIES IN POSSESSION OF THE PROPERTY. ANY REPRESENTATION CONCERNING ANY ASPECT OF THE SUBJECT PROPERTY BY A THIRD PARTY IS NOT THE REPRESENTATION/RESPONSIBILITY OF TRUSTEE(S)/ SUBSTITUTE TRUSTEE(S) OR THEIR OFFICE.

THIS SALE IS SUBJECT TO DEED OF TRUST RECORDED IN BOOK 1444, PAGE 55, ANDERSON COUNTY ROD, ANY UNPAID TAXES, IF ANY, ANY PRIOR LIENS OR ENCUMBRANCES, LEASES, EASEMENTS AND ALL OTHER MATTERS WHICH TAKE PRIORITY OVER THE DEED OF TRUST UNDER WHICH THIS FORECLOSURE SALE IS CONDUCTED, INCLUDING BUT NOT LIMITED TO THE PRIORITY OF ANY FIXTURE FILING. IF THE U.S. DEPARTMENT OF THE TREASURY/INTERNAL REVENUE SERVICE, THE STATE OF TENNESSEE DEPARTMENT OF REVENUE, OR THE STATE OF TENNESSEE DEPARTMENT OF LABOR AND WORKFORCE DEVELOPMENT ARE LISTED AS INTERESTED PARTIES IN THE ADVERTISEMENT, THEN THE NOTICE OF THIS FORECLOSURE IS BEING GIVEN TO THEM, AND THE SALE WILL BE SUBJECT TO THE APPLICABLE GOVERNMENTAL ENTITIES RIGHT TO REDEEM THE PROPERTY, ALL AS REQUIRED BY 26 U.S.C. 7425 AND T.C.A. 67-1-1433. THE NOTICE REQUIREMENTS OF T.C.A. 35-5-101 ET SEQ. HAVE BEEN MET.

THE RIGHT IS RESERVED TO ADJOURN THE DAY OF THE SALE TO ANOTHER DAY, TIME AND PLACE CERTAIN WITHOUT FURTHER PUBLICATION, UPON ANNOUNCEMENT AT THE TIME AND PLACE FOR THE SALE SET FORTH ABOVE. THE TRUSTEE/SUBSTITUTE TRUSTEE RESERVES THE RIGHT TO RESCIND THE SALE.

IF YOU PURCHASE A PROPERTY AT THE FORECLOSURE SALE, THE ENTIRE PURCHASE PRICE IS DUE AND PAYABLE AT THE CONCLUSION OF THE AUCTION IN THE FORM OF A CERTIFIED/BANK CHECK MADE PAYABLE TO OR ENDORSED TO THE SR LAW GROUP. NO PERSONAL CHECKS WILL BE ACCEPTED. TO THIS END, YOU MUST BRING SUFFICIENT FUNDS TO OUTBID THE LENDER AND ANY OTHER BIDDERS. INSUFFICIENT FUNDS WILL NOT BE ACCEPTED. AMOUNTS RECEIVED IN EXCESS OF THE WINNING BID WILL BE REFUNDED TO THE SUCCESSFUL PURCHASER AT THE TIME THE FORECLOSURE DEED IS DELIVERED.

OTHER INTERESTED PARTIES: Robert Cloyd; Lisa Cloyd; VAK Capital Trust, U.S. Bank National Association, as Trustee

THIS IS AN ATTEMPT TO COLLECT A DEBT AND ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.

This day, November 18, 2020.

Edward D. Russell
Substitute Trustee
The SR Law Group
PO Box 128
Mt. Juliet, TN 37121
(615) 559-3190
erussell@thesrlawgroup.com

Insertion dates:
November 26, 2020
December 3, 2020
December 10, 2020

_______________

NOTICE OF SUBSTITUTE TRUSTEE’S SALE
WHEREAS, on December 18, 2015, DONNA GIBSON, executed a Deed of Trust to Walter G. Birdwell, Jr., Trustee for Citizens Bank of Carthage, for a certain indebtedness, which Deed of Trust was recorded in RB372, Page 456 in the Register’s Office for White County, Tennessee; and
WHEREAS, default having been made in the payment of the indebtedness, I, WLLIAM D. MITCHELL, Substitute Trustee, by virtue of instrument recorded in the Register’s Office for White County, Tennessee, will sell the property on Friday, January 8, 2021 at 1:00 o’clock p.m. CDST, at the East Door of the White County Courthouse, Sparta, Tennessee to the highest and best bidder, for cash, as described in the Deed of Trust as follows:

Lying and being in the Fourth (4th) Civil District of White County, Tennessee and more particularly described as follow, to-wit:

Being Lot No. 9 of the Brook Hill Subdivision, as shown by plat of record in Plat Book 1, Page 20 in the Register’s Office for White County, Tennessee, to which reference is made for a more perfect description.

The previous and last conveyance being a Warranty Deed from James D. Oakes to Donna L. Gibson as found recorded in WDB 193, Page 113, in the Register’s Office for White County, Tennessee.

Restrictive covenants of record in Miscellaneous Book No. 36, Page 623 in the Register’s Office for White County, Tennessee.

A ½ interest in mineral rights has been reserved in two instruments of record in Miscellaneous Book No. 8, Page 455 and Miscellaneous Book No. 9 Page 482 in the Register’s Office for White County, Tennessee.

Reference is further made to County Property Tax Map 023P, Group A, Parcel 008.00 in the Tax Assessor’s Office for White County, Tennessee and said property is located at 272 Brookhill Drive, Sparta, TN 38583.

Said sale will be bar of equity and right of redemption, homestead, dower and all other exemptions. The sale will also be made subject to the payment of all unpaid taxes. The proceeds derived from said sale will be applied to the payment of the costs and charges of the sale and the indebtedness set forth in the Deed of Trust.
The sale held pursuant to this Notice may be rescinded by the Substitute Trustee or adjourned the day of sale to another day, time, and place certain without further publication, upon announcement at the time and place for the sale set forth above.

Other interested parties: Heights Finance Corporation (Cookeville)
c/o Larry Cook
P. O. Box 1321
Franklin, TN 37065

This the ____28th_____ day of October, 2020.

____________________________________________
WILLIAM D. MITCHELL
Substitute Trustee

Publish dates: 12/3/20, 12/10/20, & 12/17/20